coverage disputes: case examples

Chris was the mediator in a £2.6m fire claim, which the property insurer avoided. The insured’s broker was also involved. Claim settled at mediation (not just settlement of the insureds’ claim but also the apportionment between insurer and broker).

 

Chris was the mediator in a £450,000 marine cargo claim following damage to steel allegedly in transit from far east. Insurers alleged breach of policy conditions. Claim settled shortly after the mediation.

 

Chris was the mediator in a £500,000 declined life insurance claim. Dispute about policy limits and scope. Claim settled at mediation.

 

Chris was the mediator in a £150,000 household insurance fire claim brought by the deceased’s estate. Alleged non-disclosure and other policy issues. Claim settled at the mediation.

 

Chris was the mediator in a widow’s life insurance claim, declined for non-disclosure.  Claim settled at mediation.

 

Chris was the mediator in a £190,000 misselling claim by the owner of a Bristol property portfolio against his former financial adviser, who had recommended investing in a traded endowment portfolio. Policy coverage issues. Claim settled at mediation.